Terms of Service

1. Provider

TaxValio (taxvalio.com) is operated by:

Represented by: Thomas Wagner (Managing Director)
Commercial register: Amtsgericht Lübeck, HRB 10411 HL
VAT ID: DE176831611 (pursuant to § 27a UStG)
Email: contact@taxvalio.com

By accessing and using TaxValio (“the Site”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

2. Estimation Tool — Not Tax Advice

TaxValio provides tax-estimate and invoice-generation tools for informational and educational purposes only. All results generated by our calculators are estimates based on the inputs you provide and the assumptions documented in each country rule module. They do not constitute tax, legal, financial, or professional advice.

Tax rules change. Brackets, thresholds, and deadlines may not reflect your specific circumstances, jurisdiction, or latest amendments. You should always consult a qualified tax advisor (Steuerberater, CPA, chartered accountant, or equivalent) before making significant decisions or filings. TaxValio does not replace professional advice and must not be relied upon as the sole basis for any tax filing or payment decision.

3. Limitation of Liability

The Site and all tools, content, and services are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the fullest extent permitted by applicable law, sydacos GmbH is not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its tools — including but not limited to damages for lost profits, data loss, business interruption, or tax penalties.

Statutory exceptions under German law: Nothing in these terms excludes or limits liability for (a) intent (Vorsatz) or gross negligence (grobe Fahrlässigkeit), (b) injury to life, body, or health, (c) liability under the German Product Liability Act (Produkthaftungsgesetz), or (d) any other liability that cannot be excluded or limited under mandatory provisions of German law.

4. Intellectual Property

All content on TaxValio — including text, graphics, logos, calculator designs, formulas, and underlying code — is the property of sydacos GmbH or its licensors and is protected by German and international copyright, trademark, and intellectual property laws.

You may use our tools for personal and commercial tax calculations, but you may not reproduce, distribute, publicly display, or create derivative works from the Site’s content, code, or design without prior written permission from sydacos GmbH. Reference data explicitly marked CC-BY-4.0 (e.g. our published tax-rule datasets) may be used under the terms of that license.

5. Affiliate Disclosure

TaxValio participates in affiliate programs with accounting-software providers, tax-advisor directories, and related services. Some links on the Site are affiliate links, meaning we may earn a commission if you click through and make a purchase or sign up. This comes at no additional cost to you. Affiliate links are clearly marked where they appear.

Affiliate relationships never influence our tax calculations, rule citations, or the substance of our recommendations. Formulas, results, and bracket data are determined independently of any commercial relationships.

6. User Conduct

When using TaxValio, you agree not to:

• Scrape, crawl, or harvest content from the Site by automated means without written permission (except as expressly allowed by our robots.txt and /llms.txt)
• Use the Site to send spam or unsolicited communications
• Attempt to reverse-engineer, decompile, or disassemble any part of the Site’s software
• Interfere with or disrupt the Site’s infrastructure or security
• Use the Site for any purpose that is unlawful or prohibited by these terms
• Misrepresent your identity or affiliation when contacting us

7. Changes to These Terms

We reserve the right to modify these terms at any time. Changes take effect when posted on this page with an updated date. Continued use of the Site after changes are posted constitutes acceptance of the revised terms. We encourage you to review this page periodically.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the Federal Republic of Germany, excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG).

9. Jurisdiction

The place of jurisdiction for all disputes arising from or in connection with these terms is Lübeck, Germany, to the extent permitted by law.

If you are a consumer within the European Union, you also benefit from any mandatory provisions of the law of your country of residence. Nothing in these terms affects your rights as a consumer under applicable EU consumer-protection legislation.

10. Online Dispute Resolution

The European Commission provides a platform for online dispute resolution (ODR): https://ec.europa.eu/consumers/odr/

Our email address is contact@taxvalio.com. We are neither obligated nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

11. Severability

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced by a valid provision that most closely reflects the original intent.

12. Contact

If you have questions about these terms, contact us at contact@taxvalio.com.